About Us

Paynims is a state-of-the-art B2B2C Digital Platform, under the parent SaaS based Company Paynims Technolgy Pvt Ltd. registered under the Start-up India program.

We are a 10-year-old company currently focused on developing cutting edge technology to enable Fintech solutions. Our primary goal is to make India financially inclusive by catering to scarcity of financial connectivity in tier II/III cities of India. The organization has previously served in sectors of travel, telecommunications and e-commerce.

We, at Paynims , enable local retail stores to offer Assisted Digital Financial Services like Cash Deposit, Cash Withdrawal, Balance Inquiry, Bill Payments, Micro ATM, Aadhaar Enabled Services (AEPS), DTH-Mobile Recharges, POS Services, SMS Payment, Insurance, Money Transfer etc.

We have leveraged artificial intelligence in our technology to make these financial transactions seamless, quick and simple. We continuously keep iterating our solutions and adapting changes as per feedback of our 35,000-active partner-network to develop this secure platform which offers a significantly superior user experience.

Every day we are inching closer to our goal of transforming tier II/III stores into a one-stop solution for all digital and financial services. These stores will act as an enabler to digitize cash for the customers visiting their outlets thereby empowering greater financial connectivity in semi urban and rural regions across India. We are working on enhancing the portfolio of our authorized partners by continuously adding new services where they earn maximum income with minimum investment.

What We Do ?

The core of Paynims , what we develop? How we do it? And who all can benefit from the offerings we have?

Technology Driven

We provide numerous services, developed with most secured technology to retailers via android app & web portal, which gives them earning opportunities maintaining the safety of their wallet.

Multiple Services

We provide number of financial and utility services under one common wallet. Each service with an unlimited income potential making every retailer a smart banker of his area with good monthly income.

We Network With

Retailers, Distributors and Developers, converting them to smart banking outlet. Unlimited income opportunity for people with network and Powerful REST APIs for developers to enable financial services


Empowering people’s dreams of being a business owner and making it a reality.


To build India’s largest network of independent business owners.


The Founding Team

The founding team got the company Paynims Technolgy Pvt Ltd. registered.

Launched Paynims B2B

one of the most advanced and user-friendly B2B portal with Travel services like flight and bus bookings.

1000 Retail Touchpoints

More than 10,000 retail touchpoints were onboarded in more than 500 cities throughout India and launched many other services like recharge, bill payments, etc.


Expanded the presence in 7+ states in India. Started processing 2500+ transactions daily.

New Service

Started new service of Loan Distribution


Paynims total network grows over 5000 touchpoints. Started offering financial services like domestic money transfer.


Network kept growing and achieved a new milestone of 5500+ retail touchpoints.

Technology Platform

Shifted to new technology platform with advanced features. Added many new services like payment acceptance, Pan Card issuance, UPI, micro insurance and a lot more.


Team #2

Krista John
Jack John
Roger Jackson
Luchhi Cina
Sophiya Cally
Johnny English